Mortgages Are Available Here In Camberley, Frimley..

Despite what you may hear in the press. Let me shout it out “MORTGAGES ARE AVAILABLE” here in Camberley, Frimley, Farnborough and elsewhere in Surrey and Hampshire and in fact in most places in the UK

Now, I know that’s not what you’ve been told in the press as they go about their daily routine of spreading the doom and gloom, but I am arranging mortgages on a daily basis.

Of course, life is not easy at the moment for mortgage advisers, nor is it easy for people searching for mortgages and I have had to use all of my 20 years experience and contacts within the mortgage industry to enable me to secure mortgages on behalf of people who need a new mortgage.

I believe that it is only because I have this experience, that I’m able to secure mortgages, but it’s not easy.

For instance, if you’re a first time buyer and you were hoping for a mortgage with a 5% deposit, it may be difficult to place a mortgage with one of the larger companies, although not impossible. It could be that you may have a second salary, or a part-time job and some lenders will take this into consideration.

For people who have a fixed mortgage that’s ending quite soon, they may have to change their mortgage lender, or it may be possible to stay with the existing mortgage company, but obtain a better rate.

Even in the press today, despite the stock market rally, there are stories about some of the largest lenders who have in fact increased their rates, even though the Bank of England reduced its rate by 0.5% last week.

For instance Nationwide has increased it tracker rate by 0.3% but if you have a larger deposit say 25 to 40% its still possible to get a rate of 5.49%, but of course, you have to know where to look and who to talk to.

When people come to me for the first time, I spend a great deal of time just getting to know them and their circumstances. I find this is time well spent.

If you would like help in trying to source your new mortgage, whatever your circumstances, please call me on 01276 670777 or you can e-mail me. Michael@mumsLtd.co.uk

If you think your case is difficult, you have no idea how difficult some cases can be. We are here to help no matter how difficult you think it may be. Hey, it’s worth a call. Just for a chat.

Michael

mums